15-Min "Second Look" for Filipino Families
in Canada 🍁
Whether you already have life insurance or none at all, make sure one emergency doesn’t erase everything you’ve worked for.
In 15 minutes, we’ll review what you have (or don’t have yet), and show you what it means for your family.
Calls are available in English & Tagalog
15-Min "Second Look" for
Filipino Families in Canada 🍁
Whether you already have life insurance or none at all, make sure one emergency doesn’t erase everything you’ve worked for.
In 15 minutes, we’ll review what you have (or don’t have yet), show you what it really means for your family.
Calls available in English or Tagalog.
Many Filipino families I speak with are in one of these situations:
- You don’t have life insurance yet, not because you avoided it, but because it was never clearly explained to you.
- You have life insurance, but the payments feel getting heavier, and you’re questioning whether this plan still makes sense for you.
- You’ve been quietly thinking, “I should probably look at this…” but you don’t want to be sold to or pushed into a decision.
- You’re paying regularly, but you’re not fully sure if your coverage is even enough.
If any of that sounds familiar, you’re in the right place.
Many Filipino families I speak with are in one of these situations:
- You don’t have life insurance yet, not because you avoided it, but because it was never clearly explained to you.
- You have life insurance, but the payments feel getting heavier, and you’re questioning whether this plan still makes sense for you.
- You’ve been quietly thinking
“I should probably look at this…” but you don’t want to be sold to or pushed into a decision.
- You’re paying regularly, but you’re not fully sure if your coverage is even enough.
If any of that sounds familiar, you’re in the right place.
Here's What Most People Don't Talk About
For many Filipino families, questioning insurance is completely normal.
Most people were focused on working hard, supporting family, saving where they could, and doing their best.
Insurance decisions were often rushed, unclear, or simply postponed.
If you already have a plan that once felt right but now feels confusing, financially heavy, or stressful,
that doesn’t mean you made the wrong choice.
And if you don’t have coverage yet, it’s rarely due to irresponsibility.
More often, it was never explained clearly or felt overwhelming at the time.
For many Filipino families, questioning insurance is completely normal.
Most people were focused on working hard, supporting family, saving where they could, and doing their best.
Insurance decisions were often rushed, unclear, or simply postponed.
If you already have a plan that once felt right but now feels confusing, financially heavy, or stressful,
that doesn’t mean you made the wrong choice.
And if you don’t have coverage yet, it’s rarely due to irresponsibility.
More often, it was never explained clearly or felt overwhelming at the time.
In 15 Minutes, You’ll Know Exactly Where You Stand
What You'll Get in 15 Minutes
A simple snapshot of where you stand today: protected / exposed / overpaying
The #1 gap (if any) that could hit your family if life happens
A realistic coverage target range based on what you’re protecting (income, kids, debts, obligations back home)
Only if you find it helpful: a rough cost range, so you’re not guessing.
What It's Not:
A scripted sales pitch
A “sign right now” conversation
A commitment to change anything if you’re not ready
Think of it simply as a second set of eyes.
Who You’ll Be Speaking With
Hi, I’m Sarah Lagrosa, a former emergency nurse turned licensed insurance educator serving Filipino families across Canada.
I was there on some of the worst days of people’s lives—the accident, the diagnosis—when families were suddenly asking:
“Paano na ‘yung mga bata?”
“Paano na ang bahay?”
“Paano na ang padala sa Pilipinas?”
I saw the same two patterns over and over:
- Some families were shaken, but financially stable.
- Others were completely blindsided—not because they didn’t care, but because they never really understood what they had, or never put anything in place at all.
I’ll be honest—I wasn’t born knowing any of this either.
Long before I ever educated anyone about insurance, I also had multiple policies.
I was paying expensive premiums every month, but if you asked me back then:
“What exactly is this doing for you?”
I couldn’t answer clearly.
I did what most people do: I trusted, I signed, I paid… and I hoped it was right.
That’s why I’m obsessed with clarity now.
Today, as a licensed financial professional, I help Filipino families across Canada:
- Translate confusing policies into simple terms
- Make sure coverage actually matches real life today
- Protect income and the ability to support family here and back home
No scripts. No “sign today or else.”
Just clear conversations, honest options, and you deciding what feels right.
This 15-minute call is your chance to have someone who understands Filipino family dynamics, Canadian systems, and real-life emergencies look at your situation with you—so you’re not guessing anymore.
Who You’ll Be
Speaking With
Hi, I’m Sarah Lagrosa, a former emergency nurse turned licensed insurance educator serving Filipino families across Canada.
I was there on some of the worst days of people’s lives—the accident, the diagnosis—when families were suddenly asking:
“Paano na ‘yung mga bata?”
“Paano na ang bahay?”
“Paano na ang padala sa Pilipinas?”
I saw the same two patterns over and over:
- Some families were shaken, but financially stable.
- Others were completely blindsided, not because they didn’t care, but because they never really understood what they had, or never put anything in place at all.
I’ll be honest—I wasn’t born knowing any of this either.
Long before I ever educated anyone about insurance, I also had multiple policies.
I was paying expensive premiums every month, but if you asked me back then:
“What exactly is this doing for you?”
I couldn’t answer clearly.
I did what most people do: I trusted, I signed, I paid… and I hoped it was right.
That’s why I’m obsessed with clarity now.
Today, as a licensed financial professional, I help Filipino families across Canada:
- Translate confusing policies into simple terms
- Make sure coverage actually matches real life today
- Protect income and the ability to support family here and back home
No scripts. No “sign today or else.”
Just clear conversations, honest options, and you deciding what feels right.
This 15-minute call is your chance to have someone who understands Filipino family dynamics, Canadian systems, and real-life emergencies look at your situation with you—so you’re not guessing anymore.
Why A Short Call Helps
Most Filipinos try to figure this out alone by searching online, overthinking, or postponing it altogether.
Meanwhile, one of two things usually happens:
• Some continue paying high premiums for coverage that no longer fits their life
• Others avoid reviewing it at all, unsure where to begin
In just 15–20 minutes, this conversation helps you:
- Understand what you actually have right now (if anything)
- See whether it still fits your life today
- Identify areas where you may be paying more than you need to
- Decide if that money would be better used in other parts of your finances
- Separate what truly matters from what doesn’t
Worst case, you learn something new.
Best case, you improve your finances and feel confident about where you stand.
Book Your Free Clarity Call
15 minutes. No obligation. Just clarity.
Calls are available in English or Tagalog.
Not Ready For A Call Yet? No problem.
If you want a little clarity first, get your 60-second coverage check here
- See roughly where you stand
- Spot possible gaps or overpayments
- Get a simple starting point to review with your spouse/partner
© 2025 Sarah Lagrosa
Serving Filipino families across Canada with clarity-first financial conversations.